Rural ambulance in Sweetwater, Wyoming (Photo by Kim Raff, The New York Times) |
Kallner provides a personal example: "My rural volunteer fire department just purchased a new self-contained breathing apparatus. Those air packs include a frame that holds a pressurized cylinder containing breathable air, a mouthpiece and a regulator. . . . It wasn't cheap. Each new 45-minute pack with a cylinder was $7,500, and spare bottles were $900 each. . . . It took two years of fundraising to raise the $50,000 needed to put that new equipment into service."
What some residents may not know is that fire services impact family budgets. Kallner explains, "What those households pay for homeowners insurance is directly related to the readiness and reliability of the fire department that serves them. That's true in other rural areas, as well. . . . . Homeowners' insurance rates factor in ISO ratings. Those are determined by the Insurance Services Office, which assigns fire departments a score between 1 and 10. A score of 1 is the safest bet that an insurance company won't have to pay out on fire claims. Any area over five driving miles from the nearest fire station is automatically rated a 10."
"Like the rural households they serve, rural volunteer firefighters often pay a premium for homeowners insurance based on where they live. But they show up to flip flapjacks to pay for National Fire Protection Association-compliant PPE and other equipment," Kallner points out. "In my area, the portion of annual revenues municipalities allocate to fire departments might cover what it costs to outfit one new firefighter in PPE and provide an air pack and a radio. The rest of the budget? Fundraising."
"Volunteer fire departments need all kinds of help, and it doesn’t all involve training to put on an air pack and enter burning structures. Sometimes it’s helping sell food and beverages or raffle tickets at community events," Kallner adds. "Next time your volunteer fire department hosts an open house, get pictures of the kids or grandkids with the shiny fire trucks, for sure. But also ask, how old is that truck? If you had to replace it, what would that cost? And what would it take to raise that money? Sticker shock about PPE and other equipment pales in comparison to fire apparatus. . . . We also need people brave enough to look at price tags and grant applications squarely, swallow their sticker shock, and say, 'How can I help?'"
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